Open Enrollment for the Individual Health Insurance Marketplace is the chance for you and your family to get a new health insurance plan. Before you enroll, it’s important to compare plans and consider if your Atrium Health Wake Forest Baptist doctor is covered in your plan.
We are pleased to participate in the lowest cost plans sold in the marketplace. Keep reading to learn which plans include Wake Forest Baptist, how to enroll and more.
Individual Health Insurance Marketplace Open Enrollment
Learn about the Individual Health Insurance Marketplace, including which Atrium Health Wake Forest Baptist providers are in their network, how to enroll and frequently asked questions.
Key Dates
Open Enrollment Begins:
November 1
Open Enrollment Ends:
January 15
Coverage Begins:
January 1
If enrolled by December 15
February 1
If enrolled by January 15
Application Checklist
Use this list to gather information you’ll need and find steps you may need to take to enroll in a health care insurance plan.
Get checklist
Healthcare.gov
Review your insurance options, find out if you’re eligible for tax credits to help pay for your coverage and then enroll in an insurance plan.
Get started
Enrollment Assisters
Call us at 336-716-6000 to get more information about how to enroll or to schedule an appointment with one of our Enrollment Assisters.
Plans that Include Atrium Health Wake Forest Baptist
For 2025, the following plans sold on the Individual Health Insurance Marketplace include Atrium Health Wake Forest Baptist doctors and hospitals in their networks:
- Aetna CVS Health
- Ambetter of North Carolina (with Atrium Health)
- AmeriHealth Caritas Next
- Blue Local (with Atrium Health)
- NEW: Oscar Health (with Atrium Health)
- UnitedHealthcare
- WellCare of North Carolina
*Not all plans are available in every county within the area. Please check with the individual plan to confirm benefits and in-network providers.
Now Introducing Oscar Health
Now available in the Atrium Health Wake Forest Baptist region.
Read more about the health insurance plans that Atrium Health Wake Forest Baptist accepts.
If you have a medical emergency, you should go to the closest emergency department. Atrium Health Wake Forest Baptist hospitals provide services to all patients seeking treatment for an emergency medical condition, regardless of their health insurance plan or ability to pay for emergency services.
Why Choose a Plan that Includes Atrium Health Wake Forest Baptist?
When you choose a health insurance plan with Atrium Health Wake Forest Baptist you get:
- Award-winning specialty care, including Atrium Health Levine Children’s Brenner Children’s Hospital, Atrium Health Levine Cancer, Heart & Vascular center, Orthopaedics and more.
- Access to the region's largest primary care network, more virtual options for on-demand care including urgent care and online video visits and the region’s only Level I trauma center.
- Peace of mind that you can keep your out-of-pocket costs down when you get care from us. And know that costs will vary depending on which plan you choose.
How to Enroll or Change Plans
For more information or to change your plan, you can:
- Visit Healthcare.gov
- Talk with your health insurance agent
Frequently Asked Questions
The marketplace is an online resource where you can shop for, compare, and enroll in or update a health insurance plan. You can also see if you’re eligible for savings.
“Open Enrollment” is a federally mandated time when you can enroll in or make changes to a health plan.
Changes are often made to plans available on the health insurance marketplace. These changes may affect which providers, hospitals and other health services are included in a plan’s network, as well as the costs you will be responsible for paying.
If you’re looking for the lowest out-of-pocket cost from Atrium Health, here are some suggestions:
- Aetna CVS Health
- Ambetter of North Carolina (with Atrium Health)
- AmeriHealth Caritas Next
- Blue Local (with Atrium Health)
- NEW: Oscar Health with Atrium Health
- UnitedHealthcare
- WellCare of North Carolina
Not all plans are available in every county.
A “network” is a group of doctors and hospitals that participates in a health insurance plan. Usually, your out-of-pocket costs are lower if you seek care from doctors and hospitals that belong to your health insurance plan’s network.
Most health insurance plans have networks of doctors, hospitals, pharmacies and other healthcare providers. Depending on the type of health coverage you choose, your care may only be covered if you go to an in-network provider. If staying with your current doctors is important to you, be sure to check if they’re included before deciding.
Health insurance helps you pay for your care. It’s impossible to predict what your medical bills will be each year. Having coverage gives you the peace of mind that you are protected from very high medical expenses.
Studies show that people with health insurance are much more likely than those without it to use preventive health services and necessary prescription drugs. They are also less likely to incur medical debts.
Studies show that people with health insurance are much more likely than those without it to use preventive health services and necessary prescription drugs. They are also less likely to incur medical debts.
Out-of-pocket costs are your total expenses for medical care that are not paid by your health insurance plan.
Whether you’re applying for the first time or already have an individual health insurance plan that you need to update, you can visit Healthcare.gov for a full listing of plans by state and a checklist of documents you need. You can also talk with your local health insurance agent.
NOTE: This website does not solicit or otherwise advertise insurance but is intended for your educational purposes only. Atrium Health Wake Forest Baptist is not a licensed health insurance agency. Wakehealth.edu is a non-government website operated by Atrium Health Wake Forest Baptist.